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Regulation

Home » Regulation
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By Josh Ackil
In Credit, Regulation
Posted May 29, 2020

FIN Commends OCC Rule Promoting National Credit Access

May 29, 2020 – The Office of the Comptroller of the Currency today issued a rule to restore consistent, nationwide access to credit. The rule will help ensure regulatory clarity for loans [...]

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By Brian Peters
In Legislation, Regulation
Posted October 21, 2019

FIN Applauds Rep. McHenry’s Financial Services Innovation Act of 2019

October 21, 2019 – Today U.S. Rep. Patrick McHenry introduced the Financial Services Innovation Act of 2019, which seeks to improve regulatory coordination among federal financial services [...]

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By Brian Peters
In Federal Reserve, Payments, Regulation
Posted August 5, 2019

‘FedNow’ Payment Decision is Generational Milestone

August 5, 2019 – Federal Reserve Board Governor Lael Brainard in a speech today announced the Board’s decision to invest in development of “FedNow,” a real-time interbank gross [...]

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By Brian Peters
In Payments, Regulation
Posted April 12, 2019

FIN Urges States to Work With Congress to Unify Digital Money Consumer Protections

April 12, 2019 – Today FIN applauded state financial regulators for their efforts to streamline digital wallet regulations and urged them to work with Congress towards a federal solution [...]

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By Brian Peters
In Payments, Regulation
Posted April 9, 2019

FIN to California: Focus on Narrow Scope of Payment Regulation

April 9, 2019 – Today FIN told the California financial regulator to maintain a narrow focus when regulating payment services. In a regulatory filing, FIN argued that California should [...]

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By Lauren Greenwood
In Mobile, Regulation
Posted October 10, 2018

FIN Welcomes Regulatory Program for Modern Consumer Disclosures

October 10, 2018 – Financial Innovation Now today called on the Bureau of Consumer Financial Protection to promote better consumer disclosures through the latest technology. In comments to [...]

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By Lauren Greenwood
In Regulation
Posted July 31, 2018

FIN Welcomes OCC Fintech Charter Announcement

July 31, 2018 – The Office of the Comptroller of the Currency (OCC) today announced it will begin accepting applications for national bank charters from financial technology firms. FIN has [...]

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By Lauren Greenwood
In Credit, Data, General News, Mobile, Payments, Regulation
Posted July 31, 2018

FIN Statement on U.S. Treasury Report on Financial Technology; Leading Innovators Praise Policy Goals

July 31, 2018 – The U.S. Department of the Treasury today released a report outlining a number of policy proposals to modernize federal financial services regulations. The Treasury report aligns [...]

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By Lauren Greenwood
In Credit, Mobile, Payments, Regulation
Posted July 24, 2018

U.S. Report on Financial Technology – Key Takeaways

The U.S. Government Accountability Office (GAO) recently released a report on the regulation of financial technology. The report, “Financial Technology: Additional Steps by Regulators Could [...]

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By Brian Peters
In Payments, Regulation
Posted January 25, 2018

FIN Welcomes CFPB Prepaid Rule Delay, Urges Ongoing Tech Flexibility

January 25, 2018 – Today the Consumer Financial Protection Bureau issued final changes to is Prepaid Accounts Rule, which include a delay in the effective date of the rule until April 2019. [...]

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By Brian Peters
In Data, Financial Inclusion, General News, Regulation
Posted October 18, 2017

FIN Applauds CFPB Data Access Principles

October 18, 2017 – Financial Innovation Now today applauded the CFPB’s release of principles to ensure that consumers can safely access their financial data. The following statement is [...]

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By Brian Peters
In Regulation
Posted September 14, 2017

FIN Comments in CFPB Small Business Lending Data Inquiry

September 14, 2017 – Today FIN filed comments in response to the Consumer Financial Protection Bureau’s inquiry into small business lending data. The following statement is attributed to Brian [...]

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By Brian Peters
In Mobile, Payments, Regulation
Posted August 11, 2017

FIN Urges CFPB Flexibility on Digital Wallets; Seeks More Time on Prepaid Card Rule

August 11, 2017 – Today FIN filed comments in response to the Consumer Financial Protection Bureau’s proposed amendments to its new rule on prepaid cards. The following statement is attributed to [...]

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By Brian Peters
In General News, Regulation
Posted July 19, 2017

FIN Commends New OCC Leadership for Commitment to Promoting Fintech Innovation

July 19, 2017 – Today Acting Comptroller of the Currency Keith A. Norieka affirmed the Office of the Comptroller of the Currency’s intent to accept fintech charter applications and to [...]

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By Brian Peters
In Regulation
Posted June 15, 2017

FIN Encouraged by CFPB Willingness to Consider Revisions to Prepaid Rule

June 15, 2017 – Today the Consumer Financial Protection Bureau announced proposed amendments to its rule on prepaid cards, including a number of substantive changes and potential further [...]

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By Brian Peters
In Regulation
Posted March 15, 2017

FIN Positive About OCC and New Administration’s Efforts to Promote Innovation

March 15, 2017 – Today the OCC released a draft licensing manual for financial technology companies that may wish to pursue a special purpose bank charter. The OCC is accepting comments on the [...]

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By Brian Peters
In Financial Inclusion, Payments, Regulation
Posted March 10, 2017

FIN Welcomes CFPB Delay on Prepaid Rule

March 9, 2017 – Today the Consumer Financial Protection Bureau announced a proposal to delay implementation of its new rule on prepaid cards, including consideration of substantive changes [...]

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By Brian Peters
In Financial Inclusion, Payments, Regulation
Posted March 1, 2017

FIN Expresses Significant Concern with Iowa Digital Wallet Tax

March 1, 2017 – Today Financial Innovation Now expressed significant concerns with an Iowa proposal to tax digital wallet transactions. In a letter to the Iowa House Judiciary Committee, FIN [...]

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By Brian Peters
In Financial Inclusion, Regulation, Uncategorized
Posted February 21, 2017

FIN Welcomes CFPB Oversight of Consumer Access to Financial Records, Urges Industry Effort on Standards

FIN Welcomes CFPB Oversight of Consumer Access to Financial Records, Urges Industry Effort on Standards February 21, 2017 – Today Financial Innovation Now responded to the Consumer Financial [...]

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By Brian Peters
In Regulation
Posted January 17, 2017

FIN Responds to Comptroller Curry’s Request for Feedback on Federal Fintech Charter

January 17, 2017 – Today Financial Innovation Now responded to Comptroller Curry’s request for feedback regarding the Office of the Comptroller of the Currency’s (OCC) proposal to [...]

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By Brian Peters
In Financial Inclusion, General News, Regulation
Posted December 2, 2016

Comptroller of Currency ‘moving forward’ with fintech charters; FIN statement

December 2,2016 – Today the Office of the Comptroller of the Currency (OCC) confirmed it would ‘move forward’ accepting fintech charter applications, and issued a white paper [...]

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By Brian Peters
In Regulation
Posted October 24, 2016

FIN Statement on CFPB Catalyst Report and Cordray Comments on Financial Innovation

The following statement is attributed to Brian Peters, Executive Director of Financial Innovation Now: Financial Innovation Now and its member companies are encouraged by the Consumer Financial [...]

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By Brian Peters
In General News, Regulation
Posted September 22, 2016

FIN Statement on Introduction of H.R. 6118, the Financial Services Innovation Act of 2016

The following statement is attributed to Brian Peters, Executive Director of Financial Innovation Now: Financial Innovation Now appreciates Congressman McHenry’s interest in promoting [...]

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By Brian Peters
In Regulation
Posted July 14, 2016

FIN supports recent fintech bills introduced by Rep. Patrick McHenry (R-NC)

Financial Innovation Now today sent a letter to Republican and Democratic House leadership urging the consideration of two fintech-related bills recently introduced by Rep. Patrick McHenry [...]

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By Brian Peters
In Regulation
Posted July 11, 2016

New Report Examines Regulatory Landscape of Financial Technologies

White paper shows extensive regulatory requirements for new marketplace entrants WASHINGTON – JULY 11, 2016 – Financial Innovation Now, a public policy coalition comprised of Amazon, [...]

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By Brian Peters
In Regulation
Posted May 31, 2016

Financial Innovation Now Submits Comments to OCC

Today, Financial Innovation Now submitted written comments supporting the Office of the Comptroller of the Currency’s (OCC) innovation initiative. You can download a .pdf of the comment letter here.

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